Zoom Security Settings - Options are "Locked", unable to stop passcodes being embedded in every meet

All of a sudden, every zoom meeting I schedule, I am forced to include a passcode - making it very difficult and confusing, especially for my older clients. I signed in on the web page and noticed my security settings are all locked? The passcode row is forcing me to include a passcode and I can't uncheck it, as the box is greyed out. I paid for Pro service a few months ago and this is how I am repaid? This is my freakin' account! Why can't I change these settings as I see fit? This is completely infuriating and I am looking into switching my whole department to Teams.