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here you can disable the virtual background. I see in your second screenshot that you scrolled to the bottom, the "none" option should be the first one in the left corner.
If not try to re-install the zoom client. https://support.zoom.us/hc/en-us/articles/201362983-Uninstalling-and-reinstalling-the-Zoom-applicati...
Be aware, this step might reset other settings in you zoom client too.