My Notes Meeting Transcript Error "Transcript is not available"

Transcripts stopped working, after working for weeks for My notes.  I use Zoom Workplace MacOS Version: 7.1.0 (83064).  In the WebPortal, my settings remain unchanged. 

Enable My Notes = On

Transcribe my meetings with My Notes = On

Generate and enrich content with AI = On

Auto-save recordings of non-Zoom meetings in My Notes on mobile = On

Enable desktop notifications for My Notes = On

Get reminders to start taking notes when the microphone turns on in enabled apps. = On

Enable email notifications for My Notes = On

Allow everyone (including host) to transcribe meetings with My Notes = On

This is a selling feature of Zoom.  I hope it can be resolved before deciding to use another method.