virtual background

[oldegghead]

I'm trying to check on/set up my virtual background and I'm trying to follow the instructions in

https://support.zoom.com/hc/en/article?id=zm_kb&sysparm_article=KB0060387#h_2ef28080-fce9-4ac2-b567-...

I want to just have a picture uploaded, no videos or anything and reality doesn't quite agree with the instructions

the account settings are in "Personal".  I click on the meeting tab and I find "virtual background" and it is, indeed, set.   I went to "in meeting (advanced) --   And then I'm stuck -- I can't find "Click Manage virtual background. "

I must be missing something....