Livestream of immersive view is showing panelist background.

The Zoom looks as it should when we are using Immersive View, but our Livestream is showing some peoples backgrounds. 

A new problem we started seeing about a 3 weeks ago.

This is happening with latest Zoom version, Windows computers and Mac.  We've had people toggle on & off basically every option we could find for their own virtual backgrounds.

Image below shows how the person on far right looks as expected in Zoom, but is showing his home background.