Hello @davidbartlett1,
If you are using an iPad and want to record, then you will need to have a paid license. You cannot local record on a mobile device, only cloud record. For local record you would need to use a computer.
Additionally, if you want a transcription for your recording you would also have to Cloud Record as transcriptions are only available for Cloud Recordings.
In summary, for what you want to do you will need a paid license.
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Thanks!