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Hi, @fmonnet. The simple answer to your question is, "No, a panelist in a Webinar does not need a Zoom license."
It's always best for attendees to have a Zoom account, but anyone attending a meeting scheduled by someone else only needs a Basic account, which is free. You are correct in asking about a Zoom license... a panelist does not need a paid license to join a webinar -- only the host is really required to have an account with a paid Webinar license.
I hope that helps!